The Poseidon Flood Prevention Plan® is designed specifically for commercial businesses across multiple industry platforms, and for critical infrastructure across a broad platform (i.e. roads, water treatment plants, power plants, cell towers, etc.) to negate any ill effects from a flooding event.
Project Management, Project controls, Forensics Schedule Analysis, Recovery Schedules, Tender Schedules, Schedule Analysis and Validity, Forenics After Project close out, Claims Avoidance, Claim and Time Impact Analysis, Claim Preparation, Training, and Representation of Owners and Developers.
The Fond Development Group's concentration encompasses a principled framework of product design and applicability, materials science, technology-enhanced civil infrastructure solutions, as well as natural and man-made disaster mitigation. Each product is designed specifically for multiple industry functionality, market viability, and nationwide resilience.
Defend your organization from cyber threats and build fundamental and advanced implementation strategies to ensure the safety and security of your passwords, computer systems, employees, clients, proprietary information, and more.
An "all-hazards" framework combined with years of boots-on-the-ground experience designed specifically to fit your business needs in preparing for, mitigating against, responding to, and recovering from any natural or man- made event, as well as the implementation of structured resilience practices that benefit the client's industry.
Our company has over 40 years combined experience in Disaster Management and Federal Emergency Management Agency (FEMA) grant preparation and management. Our experience spans both Emergency and Permanent work projects due to federally declared disasters, and the related federal grants from FEMA. We will help you recoup and retain your FEMA eligible disaster response funds and still maintain your normal business procedures.
Our services are designed to support project management and direct administrative activities to whatever level you require. We will provide all of the following emergency management and grant management activities for every type of disaster, and much more:
· Preliminary Damage Assessments for federal declarations
· Damaged facility assessments for public safety hazards (structural, electrical, etc.)
· Knowledgeable representation for FEMA/ State Disaster Kick-Off Meetings
· FEMA/ State liaison for disaster projects
· FEMA policy consulting from experienced professionals
· Disaster debris contracts procurement
· Disaster debris contract management
· Disaster debris contracts monitoring
· Contract documentation records management
· Force account work records management
· Direct Administration of FEMA grants
· Accounting services for emergency and permanent work FEMA grants
· Project Worksheet formulation for FEMA grants
· Professional estimating services for FEMA grants
· Project Worksheet development for FEMA grants
· Repair versus replacement analysis for damaged facilities
· Construction project management
· FEMA appeal letters (first and second)
· Alternate, Improved and relocation project requests
· Project Worksheet close-outs
**Similar services are available for the state managed Hazard Mitigation Grant Program (HMGP) (CFR section 404) funded through the FEMA Mitigation Division.
MRS provides a holistic approach to disaster project management services. You can rest assured we will represent your company professionally, and that our staff will work within the confines of all federal laws and policies with no fear of jeopardized funding from state or federal government audits. From Kick-off to Close-Out, we will manage your disaster recovery efforts so you can get back to business as usual.
Please contact Mr. A. Lewis Howard, Grant Management Director, at 337-287-2549 for more information.
Whether you’re looking to develop your first construction site or own a business that needs considerable remodeling, you’re probably going to need a loan. In order to choose the one that fits your needs, you’ll need to figure out which option is best for you. Upon making that decision, you’ll need a completed Business Plan, Executive Summary, some pretty deep resources, and trustworthy connections in order to get the right loan for the right terms that fit your specific needs…and that’s where our team at The FOND Organization can help.
Acceleration: Demand for immediate repayment of the entire unpaid balance of the loan.
Accrued Interest: Amount of interest that has accumulated on a loan.
Borrower: Person responsible for repaying a loan that has signed and agreed to the terms of the promissory note.
Capitalized Interest: Unpaid accumulated interest added to the loan principal. Capitalizing interest increases the principal amount of the loan and, therefore, the total cost of the
Consolidation: The process of combining one or more federal loans into a single new loan.
Default: Failure to repay a loan in accordance with the terms of the promissory note.
Deferment: The temporary postponement of loan payments.
Delinquency: This occurs when payments are late or missed, as specified in the terms of the promissory note and the selected repayment plan.
Disbursement: When the school pays loan proceeds to the student or the parent borrower, or posts the funds to the student’s account.
Discharge (Cancellation): The release of a borrower from their obligation to repay their loans. A borrower must meet certain requirements to be eligible for discharge.
Disclosure Statement: Statement of the actual cost of the loan, including the interest costs and the loan fee.
Endorser: An endorser is someone who does not have an adverse credit history and agrees to repay the loan if the borrower does not repay it.
Entrance Counseling: A mandatory information session which takes place before you receive your first federal student loan that explains your responsibilities.
Exit Counseling: A mandatory information session which takes place when you graduate or attend school less than half-time that explains your loan repayment responsibilities and
when repayment begins.
Federal Direct Loan Program: The William D. Ford Federal Direct Loan Program, referred to as Direct Loan Program, is a federal program that provides loans to student and parent
borrowers directly through the U.S. Department of Education. The Federal Direct loan program includes the Direct Susbidized Loan, Direct Unsubsidized Loan, Direct PLUS Loan, and Direct Consolidation Loan.
Forbearance: An arrangement to postpone or reduce a borrower’s monthly payment amount for a limited or specified period, or to extend the repayment period. The borrower is
charged interest during forbearance.
Grace Period: A specified period of time before the first payment must be made on a loan. Typically, the grace period starts the day after a borrower ceases to be enrolled at least
Interest: A loan expense charged by the lender and paid by the borrower for the use of borrowed money. The expense is calculated as a percentage of the principal amount (loan amount) borrowed.
Loan: Money that must be repaid.
Loan Fee: An expense of borrowing deducted proportionately from each loan disbursement.
Loan Principal: The sum of money borrowed.
Master Promissory Note (MPN): The Master Promissory Note (MPN) is a promissory note that can be used to make one or more loans for one or more academic years (up to 10 years).
National Student Loan Data System (NSLDS): A centralized database, available at www.nslds.ed.gov, which stores information on federal grants and loans. NSLDS contains information on how much aid you’ve received, your enrollment status, and your loan servicer(s).
Prepayment: Any amount paid on a loan by the borrower before it is required to be paid under the terms of the promissory note.
Promissory Note: A legally binding contract between a lender and a borrower. The promissory note contains the terms and conditions of the loan, including how and when the loan must be repaid.
Rehabilitation: A program that enables defaulted borrowers of federal Perkins loans to bring their accounts current, to remove previously reported derogatory credit information, and to reinstate the remaining balance of privileges and benefits of the loan. Borrowers must request rehabilitation from their lender in writing. Additional information and/or rehabilitation agreements can be obtained from the Loan Office.
Servicer: A company that collects payments on a loan, responds to customer service inquiries, and performs other administrative tasks associated with maintaining a loan on behalf of a lender.