Our Partners

Our Programs

The Nationwide Resilience Project

The goal of this holistic project is to construct profitable, resilient, self-sustaining communities that can withstand the devastating effects of natural and man-made disasters while being regarded as some of the safest places to live and visit in the world.   

We hope you will share in our dream to leave a legacy for future generations where safety, security, and resilience becomes the new kind of ‘Smart’ City; an example for the world to emulate. 

For more information, please see our program outline below.

About Us

The SafetyFirst SecurityPod System™ Program

The SafetyFirst SecurityPod System provides a shelter in any storm, whether natural or man-made as it’s multi-functionality and design-build parameters are focused on safety, security, and durability.  Each system is custom built with flexibility in mind, and constructed using the patented Quad-Lock® system (provided by ICF and More, LLC) making it virtually indestructible.  

For more information, please see our program outline below.

The Pre-Disaster Inspection Program

Designed by industry experts with over 200 years combined experience in disaster management, real estate, property management, development, construction, project management, and much more. We help you reduce recovery costs and guide you to a more self-sustaining, resilient future.


The Scissortail Program


The Fond Development Group (FOND LLC and MRS LLC) and ICF and More LLC partner to bring resilient, disaster-resistant solutions to communities across the nation. As more stories appear on our morning news channels about extreme weather, drivers colliding into homes, earthquakes, and more, we can no longer ignore continuing devastation. 

We hope you will join us on our path to leaving a legacy for future generations by bringing a new level of resilient, renewable, self-sustaining solutions to our homes, businesses, and communities.

For more information, please see our program outline below.


Poseidon Flood Prevention Plan®

The Poseidon Flood Prevention Plan® is designed specifically for commercial businesses across multiple industry platforms, and for critical infrastructure across a broad platform (i.e. roads, water treatment plants, power plants, cell towers, etc.) to negate any ill effects from a flooding event.

Project Management

 Project Management, Project controls, Forensics Schedule Analysis,  Recovery Schedules, Tender Schedules, Schedule Analysis and Validity,  Forenics After Project close out, Claims Avoidance, Claim and Time  Impact Analysis, Claim Preparation, Training, and Representation of  Owners and Developers. 

Research and Development

The Fond Development Group's   concentration encompasses a principled framework of product design and applicability, materials science, technology-enhanced civil infrastructure solutions, as well as natural and man-made disaster mitigation. Each product is designed specifically for multiple industry functionality, market viability, and nationwide resilience.    

Cyber Security Consulting

Defend your organization from cyber threats and build fundamental and advanced implementation strategies to ensure the safety and security of your passwords, computer systems, employees, clients, proprietary information, and more.

Emergency Mangement Consulting

An "all-hazards" framework combined with years of boots-on-the-ground experience designed specifically to fit your business needs in preparing for, mitigating against, responding to, and recovering from any natural or man- made event, as well as the implementation of structured resilience practices that benefit the client's industry.

FEMA Grant Management

 Our  company has over 40 years combined experience in Disaster Management  and Federal Emergency Management Agency (FEMA) grant preparation and  management.   Our experience spans both Emergency and Permanent work  projects due to federally declared disasters, and the related federal  grants from FEMA.  We will help you recoup and retain your FEMA eligible  disaster response funds and still maintain your normal business  procedures. 

Grant Management


Our services are designed to support project management and direct administrative activities to whatever level you require. We will provide all of the following emergency management and grant management activities for every type of disaster, and much more:

· Preliminary Damage Assessments for federal declarations
· Damaged facility assessments for public safety hazards (structural, electrical, etc.)
· Knowledgeable representation for FEMA/ State Disaster Kick-Off Meetings
· FEMA/ State liaison for disaster projects
· FEMA policy consulting from experienced professionals
· Disaster debris contracts procurement
· Disaster debris contract management
· Disaster debris contracts monitoring
· Contract documentation records management  
· Force account work records management
· Direct Administration of FEMA grants
· Accounting services for emergency and permanent work FEMA grants
· Project Worksheet formulation for FEMA grants
· Professional estimating services for FEMA grants
· Project Worksheet development for FEMA grants
· Repair versus replacement analysis for damaged facilities
· Construction project management
· FEMA appeal letters (first and second)
· Alternate, Improved and relocation project requests
· Project Worksheet close-outs   

**Similar services are available for the state managed Hazard Mitigation Grant Program (HMGP) (CFR section 404) funded through the FEMA Mitigation Division.    

MRS provides a holistic approach to disaster project management services. You can rest assured we will represent your company professionally, and that our staff will work within the confines of all federal laws and policies with no fear of jeopardized funding from state or federal government audits. From Kick-off to Close-Out, we will manage your disaster recovery efforts so you can get back to business as usual.    

Please contact Mr. A. Lewis Howard, Grant Management Director, at 337-287-2549 for more information.

Commercial Loan Brokerage

Construction & Business Loans

Whether you’re looking to develop your first construction site or own a business that needs considerable remodeling, you’re probably going to need a loan. In order to choose the one that fits your needs, you’ll need to figure out which option is best for you. Upon making that decision, you’ll need a completed Business Plan, Executive Summary, some pretty deep resources, and trustworthy connections in order to get the right loan for the right terms that fit your specific needs…and that’s where our team at The FOND Organization can help.

Financial Services

  • Asset Based Lending for Commercial Businesses
  • Accounts Receivables Advances from 70% to 90%
  • Accounts Payables – 85% Inventory – 50% Equipment – 70% of value
  • Equipment Leasing, Signed Contract Financing and Signed order Financing
  • Values on Inventory, Equipment is at Forced Sale Values
  • Commercial Loan Brokerage
  • Minority Certifications
  • Business Planning
  • 501 C-3 Non-Profit
  • SBA-7A Loans
  • GSA Program
  • 8A Certifications
  • Broker Sub-Standard Loans

Common Loan Types

  • Conventional Loans – Conventional loans are mortgage loans from mortgage lending institutions not backed by an agency of the government such as the U.S. Department of Veterans Affairs or the Federal Housing Administration. Conventional loans can be either conforming or non-conforming.
  • Conforming Loans – A conforming loan conforms to the guidelines set by Fannie Mae and Freddie Mac. The main guideline is the maximum loan amount. This amount can vary depending on the home’s location – for example, a house in a high-income area can be eligible for a larger loan than one in a general income area.
  • Non-Conforming Loans – Non-conforming loans do not conform to the qualifications and guidelines set by Fannie Mae and Freddie Mac corporations. If you require a loan
    larger than a conforming loan, you will be looking at non-conforming loans, such as jumbo loans.
  • Secured Loans – With a secured or collateral loan, you leverage personal property to obtain the loan. If you default, the property is transferred to the lender. The interest rate, and loan amount can vary depending on the value of the property you leverage. Generally, higher value property can get you a larger loan and possibly a better interest rate, although other factors—such as loan length and credit history—will also be taken into consideration. Common examples of personal property used to secure a loan include these possessions – Houses, Property, Vehicles, Savings Accounts and CD's.
  • Unsecured Loans – Unsecured loans are not backed by collateral, so the interest rate and size of the loan is determined by your credit history and income. Unsecured loans are also known as personal or signature loans. If you have a good income, good credit and a solid payback plan, these can be a good option. 
  • Open-ended Loans – Open-ended loans are loans with a fixed-limit line of credit that can be borrowed from again after they have been repaid. Credit cards are one type of open ended loan. A home equity line of credit, or HELOC, is another. HELOCs work like this: The lender approves you for a certain amount of credit based on a percentage of your
    home’s appraised value, minus the balance owed on your mortgage. The sum acts as a credit line you can borrow from, pay back and borrow from again. Homeowners renovating their home may want to consider this option to fund the project.
  • Close-ended Loans – Closed-ended loans are loans that cannot be borrowed from again, like student loans, mortgages and car loans. The loan decreases with each payment. If you want more credit, you have to apply for a new loan. If you need a set amount of money and nothing more, this is a common way of doing so.

Common Loan Definitions

  • Recourse Loan – Recourse debt is a debt that is backed by collateral from the borrower. Also known as a recourse loan, this type of debt allows the lender to collect from the
    debtor and the debtor’s assets in the case of default as opposed to foreclosing on a particular property or asset as with a home loan or auto loan.
  • Non Recourse Loan – A non-recourse debt is a type of loan that is secured by collateral, which is usually property. If the borrower defaults, the issuer can seize the collateral, but cannot seek out the borrower for any further compensation, even if the collateral does not cover the full value of the defaulted amount.
  • Collateralized Loan – Collateralized loan obligations (CLOs) are a form of securitization where payments from multiple middle sized and large business loans are pooled together and passed on to different classes of owners in various tranches. A CLO is a type of collateralized debt obligation.
  • Construction Loan – A Construction Loan is any value added loan where the proceeds are used to finance construction of some kind.

Lending Terms & Definitions

Acceleration: Demand for immediate repayment of the entire unpaid balance of the loan.  

Accrued Interest: Amount of interest that has accumulated on a loan.
Borrower: Person responsible for repaying a loan that has signed and agreed to the terms of the promissory note.

Capitalized Interest: Unpaid accumulated interest added to the loan principal. Capitalizing interest increases the principal amount of the loan and, therefore, the total cost of the

Consolidation: The process of combining one or more federal loans into a single new loan.

Default: Failure to repay a loan in accordance with the terms of the promissory note.

Deferment: The temporary postponement of loan payments.

Delinquency: This occurs when payments are late or missed, as specified in the terms of the promissory note and the selected repayment plan.

Disbursement: When the school pays loan proceeds to the student or the parent borrower, or posts the funds to the student’s account.

Discharge (Cancellation): The release of a borrower from their obligation to repay their loans. A borrower must meet certain requirements to be eligible for discharge.

Disclosure Statement: Statement of the actual cost of the loan, including the interest costs and the loan fee.

Endorser: An endorser is someone who does not have an adverse credit history and agrees to repay the loan if the borrower does not repay it.

Entrance Counseling: A mandatory information session which takes place before you receive your first federal student loan that explains your responsibilities.

Exit Counseling: A mandatory information session which takes place when you graduate or attend school less than half-time that explains your loan repayment responsibilities and
when repayment begins.

Federal Direct Loan Program: The William D. Ford Federal Direct Loan Program, referred to as Direct Loan Program, is a federal program that provides loans to student and parent
borrowers directly through the U.S. Department of Education. The Federal Direct loan program includes the Direct Susbidized Loan, Direct Unsubsidized Loan, Direct PLUS Loan, and Direct Consolidation Loan.

Forbearance: An arrangement to postpone or reduce a borrower’s monthly payment amount for a limited or specified period, or to extend the repayment period. The borrower is
charged interest during forbearance.

Grace Period: A specified period of time before the first payment must be made on a loan. Typically, the grace period starts the day after a borrower ceases to be enrolled at least
half time.

Interest: A loan expense charged by the lender and paid by the borrower for the use of borrowed money. The expense is calculated as a percentage of the principal amount (loan amount) borrowed.

Loan: Money that must be repaid.

Loan Fee: An expense of borrowing deducted proportionately from each loan disbursement.

Loan Principal: The sum of money borrowed.

Master Promissory Note (MPN): The Master Promissory Note (MPN) is a promissory note that can be used to make one or more loans for one or more academic years (up to 10  years).

National Student Loan Data System (NSLDS): A centralized database, available at www.nslds.ed.gov, which stores information on federal grants and loans. NSLDS contains information on how much aid you’ve received, your enrollment status, and your loan servicer(s).

Prepayment: Any amount paid on a loan by the borrower before it is required to be paid under the terms of the promissory note.

Promissory Note: A legally binding contract between a lender and a borrower. The promissory note contains the terms and conditions of the loan, including how and when the loan must be repaid.

Rehabilitation: A program that enables defaulted borrowers of federal Perkins loans to bring their accounts current, to remove previously reported derogatory credit information, and to reinstate the remaining balance of privileges and benefits of the loan. Borrowers must request rehabilitation from their lender in writing. Additional information and/or rehabilitation agreements can be obtained from the Loan Office.

Servicer: A company that collects payments on a loan, responds to customer service inquiries, and performs other administrative tasks associated with maintaining a loan on behalf of a lender.